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Comparable Coverage Requirements

Comparable Coverage Criteria

The NU-SHIP Policy Committee which includes cross-campus leadership from the Dean of Students Office, the Office of Student Affairs, the Office of International Student & Scholar Services, and the Office of Risk Management & Compliance agreed upon and mandated the comparable coverage requirements below along with formal approval from the Office of the Provost and the Office of the President. Your alternate insurance plan must meet all of the following criteria for you to waive NU-SHIP enrollment:

Please download the 2023-2024 Comparable Coverage Checklist (PDF) for information on requirements for the current academic year.

Please download the 2024-2025 Comparable Coverage Checklist (PDF) for information on requirements for the upcoming academic year.

Please note: per University policy, international students – students holding a J-1 or F-1 U.S. visa – may not waive enrollment in the NU-SHIP.

Essential Health Benefits, per the Affordable Care Act (ACA)

In addition to the criteria noted above, all alternate insurance plans must include the following benefits, as required by the ACA:

Plans that do not meet the requirements:

花季视频 Medicine Student Health Service

Students who waive the NU-SHIP with alternate comparable coverage still have access to 花季视频 Medicine Student Health Service (NMSHS). Ancillary services done at NMSHS such as lab work, imaging, immunizations, etc. are billable to your private insurance carrier. Therefore, students who plan on utilizing NMSHS on either the Evanston or Chicago campus are highly encouraged to be sure their prior to their visit. We also advise students to reach out to their private insurance carrier to verify NMSHS is in-network to minimize their portion of out-of-pocket costs.